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Point #8 is the most relevant one (in my opinion), though, I'm not fairly sure that there is a strong willingness to understand.

You statement "(which should be mandatory for all organizations and use the same standard as e-invoices)" shouldn't be put between brackets ...

As far as I understand, the proposal fits in a so called Ce.De.Fi solution.

Am'I wrong?

"The EPI is striving to create a unified pan-European payment system, offering a card for consumers and merchants across Europe" 
... ehmm, it's EPI on same way of the unforgettable "forgotten" past initiatives like Monnet Project, EAPS?

Less than a couple of weeks ago, Amzon has given green light on Venmo (PayPal) payments acceptance for US shopper. Now, is banning Visa cards for UK shopper. Both the moves seems to me quite strictly correlated. Next step? ... open the doors to PayPal payments acceptance also in UK? ...

@Jeremy Light thanks for sharing such as preview and if you don't mind I'd ask you for a couple of clarifications that could be of common interest:

1) In my understanding, your project is based on stablecoin (I assume bearer), 100% backed by commercial bank deposits, so, it's easyer to consider it as a synthetic CBDCs’, since the coins would not be a liability of the central bank, isn't it?

2) Your stablecoin project will give the transactions the benefit of programmable money? I reckon that the question needs to deep dive in the infrastructure pingNpay payment network is based on, e.g. is the DLT adopted able to support smart contracts?

Great initiative! I think it's suitable also for micropayment in a Smart Cityt scenario, to monetize data.

Might be it's too late ...
There are at least other three DLTs well positioned for backing CBDCs: Algorand, Corda, SETL.

@Bill, my two clarifications are only referred to EEA's countries, where a UK card is accepted.

@Lu Zurawski, both the options you mention are valid, since UK cards (issued by an UK issuer or acquired by an UK acquirer) and the payments that belongs them, is now outside the scope of EU Regulation 2015/751 (the so called "IFR - Interchange Fee Regulation).

More precisely:
(a) "no UK cards" policy doesn't contrast with the HAC rules, since the 4party scheme's card are issued by a not-EU issuer (the UK issuer after Brexit);
(b) Surcharge is admitted for 4party scheme's card merchant would accept, cause of such cards are issued by a not-EU issuer (the UK issuer after Brexit).

This is just the first (so far ...) impact on Digital Payments market due to the Brexit I've envisioned one year ago: 

https://www.finextra.com/blogposting/18455/brexit-and-digital-payments-what-are-the-impacts-for-the-future